Ask The Experts

Yes, subject to status and valuation. We can put you in touch with a broker who is able to provide commercial or bridging finance. Start Financial Services are part of The Acorn Group, and have access to deals and rates not available in many other places.

Assuming that you fit the relevant affordability calculations, pass the credit scoring and fit the lenders criteria we do have lenders that will consider lending 5.5 times your sole or joint earnings and some will even consider going higher than this. We are a whole-of-market broker so will check all the available lenders to see who can lend you the most if this is your priority.

We do have lenders who will lend with only a 5% deposit although you should be aware that the higher % deposit you put down the lower the interest rate will be. Interest rates change over each 5% bracket until you get to 35% deposit. It is worth noting also that lender criteria can be stricter with only 5% deposit and their credit scoring system can be harder to pass.